(NC)—Although it’s been four years since the world-wide financial crisis, Canadians are still wary of the stock market and about choosing the right type of investments. This is particularly true for those looking to securely grow their retirement nest-egg. We asked David MacFadyen, regional sales consultant, Individual Savings at Desjardins Financial Security for his suggestions. [...]

(NC)—Your twenties are a very exciting time of life financially. For example, perhaps you’ve graduated without any debts because you decided to remain living in your parent’s home. Now you’ve got a couple part-time jobs and you’re looking to rent a place with a friend. Or maybe you have a lot of school debt, but [...]

(NC)—As we move into the summer months, Canadians are getting ready to open their wallets. According to a recent study conducted by Angus Reid, 42 per cent of Canadians say summer is the perfect time to treat themselves to shopping sprees, meals out and entertainment. Susan Misner and Laura McDonald, the founders of the popular [...]

(ARA) – Scary but true: The Internal Revenue Service audited almost 1.6 million individual taxpayers in 2010. That’s an 11 percent increase over the year before and more than double the agency’s pace just eight years earlier. With Uncle Sam confronting a trillion-dollar budget deficit, that pace may continue rising as the government works harder [...]

(ARA) – Tommy and Susie aren’t the only ones who love Grandmom and Grandpop. Identity thieves love seniors too. Identity theft among Americans 50 and older is rising, according to the U.S. Department of Justice’s Bureau of Justice Statistics. In 2010, more than 3.5 million households headed by people 50 and older experienced identity theft, [...]

(ARA) – Too much clutter in your life? As you clean and organize your home, don’t forget to tidy up your financial affairs as well. Within those old files and shelves you may even find a hidden treasure – unredeemed savings bonds. “Americans are currently sitting on $15.7 billion in matured U.S. Savings Bonds,” says [...]

(ARA) – Most people don’t think they’ll ever suffer a life-altering disability. However, a 20-year-old worker has about a three in 10 chance of suffering a disability before reaching retirement age, according to the Social Security Administration. As people’s age increases, so does the likelihood of a disability forcing them out of the labor market. [...]

(ARA) – In the dark about how to invest in gold? Despite gold’s increasing value and popularity, many folks don’t know where to get started. If that includes you, you’re not alone. A recent survey shows that nearly half of US investors don’t believe they’re knowledgeable enough about the precious metal to make a decision [...]

(ARA) – As with most things in life, it’s never too early to plan. And even if you are not at the doorstep of retirement, there are some critical dos and don’ts related to retirement planning, that anyone could benefit from. “While not a full-blown retirement planning strategy, we’re offering these tips with one goal [...]

(ARA) – The U.S. Department of the Treasury is encouraging recipients of Social Security and other federal benefits to switch from paper checks to electronic payments ahead of the March 1, 2013, deadline. On that date, all people who receive federal benefits, including Social Security, must get their monthly payments via direct deposit into a [...]