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Jan 26 2012

Tips for a smooth military transition

(ARA) – Some 39,000 U.S. troops will be headed home from Iraq by year’s end. Many will begin the difficult process of transitioning out of military life – including starting a second career. Some cities offer military veterans better employment opportunities than others. In response, USAA and Military.com have commissioned a list of Best Places [...]

Jan 26 2012

In retirement, how will you use your nest egg?

(ARA) – You’ve waited your whole working life and now it is finally here: retirement. Savings, 401(k)s, investments: you did what you needed to get to the finish line. So now what? Determining how to manage your nest egg during retirement can seem daunting without proper guidance. Here are some tips to get you thinking [...]

Jan 26 2012

Managing the unexpected during your retirement

(NC)—You may have a number of ideas about how you hope to spend your time in retirement. One of the best ways to realize those hopes is to have a financial plan to keep you on track. “Many people envision retired life as a time of freedom; however, just like any other time in your [...]

Jan 26 2012

P-L-A-N: More than just a four-letter word

(NC)—Financial planning is an ongoing process that takes into account the “whole you”. This includes your financial life – your income, assets, liabilities and the like – as well as your personal life – your values, dreams, wants and needs. “A financial planner will work with you to develop a custom-tailored strategy to help you [...]

Jan 26 2012

Living for today, saving for tomorrow

(NC)—Saving for retirement may not be number one on your list of 2012 intentions, however it’s important to start saving as early in the year – and your lifetime – as you can. “Canadians who haven’t yet set up their retirement savings can help secure their financial future by making this the year to begin [...]

Jan 26 2012

Not all debt is bad debt

(NC)—It seems every time you turn around, there’s a new report about debt being bad. But sometimes, it makes sense to borrow. “It can be difficult to take advantage of unused RRSP contribution room and related unused tax savings when you don’t have cash on hand,” says Jason Round, head of Financial Planning Support, RBC [...]

Jan 24 2012

Reduce your taxes this year

(NC)—It’s tax time again so you must file your 2011 return before midnight on April 30, 2012. “Nobody wants to pay more than they have to in taxes,” says Gary Dent, national tax leader for the accounting firm Grant Thornton. “Take some time to learn about the savings opportunities available to you before you file [...]

Jan 24 2012

Lighten your tax burden

(NC)—It’s tax time again. If you owe tax, you must file your 2011 return before midnight on April 30, 2012 or risk unnecessary penalties. This means that now is the time to look into ways to lighten your tax burden. “Nobody wants to pay more than they have to in taxes,” says Gary Dent, national [...]

Jan 24 2012

How to decipher long distance charges on your mobile device

(NC)—You may have heard of roaming, which refers to using your mobile device outside of Canada, on another carrier’s network. This can sometimes be confused with long distance, which applies when you are still in Canada. When making long distance calls, there are a few things to keep in mind: Your Calling Area Calls are [...]

Jan 24 2012

Tips for reducing your monthly mobile device bill

(NC)—It’s a modern convenience most of us can’t live without: our mobile device. “Streaming video content, downloading files or uploading photos to Facebook are just some of the actions that will use up a lot of mobile data,” says Salim Jaichi, Rogers data guy. “Understanding how your phone consumes data will help you manage your [...]

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