If you’re going to college for the first time, or even going back to college but facing paying for college for the first time, you probably know that at some point you’ll need a student loan. Ask almost anyone that’s been to college and they can quote you a dollar amount that they borrowed in [...]

There is a growing divide between rich and poor in the United States. The poor, stuck with under-paying jobs find themselves at a perpetual disadvantage. Forced to buy on credit, the working poor often find themselves finding lenders and credit cards with exorbitant interests rates and rigid payment schedules. To make ends meet, often, something [...]

Debt is consuming. Thousands of Americans fall into the trap of racking up debt that is extremely difficult to pay off. But don’t be in despair; if you’ve found yourself in that trap, there are options for repairing your credit.
When people hear credit repair, a lot of them think of credit repair kits or debt [...]

There are many different types of student loans that you have to choose from, however, as with anything else, there are those which are better than others, and so clearly it is these that you want to consider above the rest. One of the best types of all is the Suntech student loans, and there [...]

Payday loan companies have been receiving an awful lot of attention in the press lately.  As gas prices soar and consumers are feeling the financial crunch more people are trying to find alternate ways of making it through with enough money to the end of the month. In a perfect world everyone would have more [...]

The old saying, “things can change overnight” unfortunately does not apply when it comes to repairing credit. Depending on the severity of the credit report it can take years to bounce back and achieve a respectable score, and it’s no easy task.  If the credit report is full of errors it will take some real [...]

There are a number of different student loans that you can choose from, and it is really important to learn as much about each and every one as you can, so that you can make the best possible decision in regards to what types of student loans would be best for you.
Types of Student Loans
One [...]

Under the FCRA, both the consumer reporting company and the information provider (the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights under the FCRA, contact the consumer reporting company and the [...]

It might surprise many people to know that when a claim is disputed on a credit report, that the individual that is requesting a dispute investigation is all on their own as far as defending their position in dispute. There are federal laws about what a credit reporting companies may do, which is the Fair [...]

When you have delinquent accounts and collections on your credit report, you usually aren’t left with very many options.  You can pay the account in full.  In most cases, this isn’t possible.  If you were able to part with the full amount of the debt then you more than likely would have paid it months [...]