Debt is closely tied to savings - the more you do the first, the less you have left over for the latter. Conversely, the more savings you have, the less you (usually) need or want to borrow. Since you’re paying out interest by borrowing, and (in some cases) simultaneously not getting interest by saving instead, [...]

Health Savings Accounts (HSAs) were created by the Medicare bill and signed by President George W. Bush on December 8, 2003.  The new Health Savings Accounts are considered to be the next generation of medical savings accounts.  These savings accounts were designed to help individuals save for future qualified medical and retiree health expenses on [...]